Personal Insurance
At ELM Insurance, every inquiry, every question, and every conversation is important.
We value the opportunity to guide you through your insurance needs, ensuring you’re covered at every turn. Reach out, and let’s embark on your insurance journey together.
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Protection for What Matters Most
From your home and cars to your seasonal retreats and prized possessions, our Personal Insurance policies are tailored to protect you, your family, and your valuable assets against the unexpected.
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Types Of Personal Insurance
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Specialty Home & Auto Insurance
Tailored for those who require more than standard coverage, our policies provide enhanced protection for high-value homes and automobiles, ensuring that your premium assets are covered comprehensively.
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Seasonal & Investment Property Insurance
Whether it’s a beach house, ski lodge, or a rental property portfolio, our Seasonal & Investment Property Insurance ensures your secondary properties are protected year-round, regardless of occupancy.
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Recreational & Collector Vehicle Insurance
Our policies assure the best protection for your recreational and prestigious vehicles. Experience detailed coverage that meets the high standards of your unique collection.
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Boats, Yachts, and Personal Watercraft Insurance
Navigate confidently with our tailored marine coverage, ensuring your adventures are always smooth sailing.
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Unique Collections & Valuables Insurance
Preserve the legacy of your fine art, jewelry, and wine collections. Our Unique Collections & Valuables Insurance offers bespoke policies that protect against damage, theft, or loss, ensuring that your most precious items are insured to their full value.
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Personal Excess (Umbrella) Liability
Extend your liability coverage with our Personal Excess Liability insurance. This umbrella policy acts as an additional layer of protection over your existing policies, safeguarding your assets against large liability claims or judgments.
Key Features and Benefits
Personalized Protection
We understand the unique value of your possessions and craft insurance solutions with the same care you invest in them.
Expert Risk Assessment
Our specialists assess potential risks with precision, offering coverage that respects the worth of your investments.
Dedicated Support
At ELM, service is personal. We’re there when you need us, ensuring a swift, compassionate response to any concerns or claims.
