Welcome to ELM Insurance!
Leaders in Bonding & Commercial Insurance
At ELM Insurance, we offer insurance resources and construction bonds in various provinces throughout Canada and our services feature a client-specific approach that provides our customers with the best possible value.
We take the time to understand the factors that affect your risks, performing comprehensive research to locate dependable policies on your behalf.
Personal Insurance
Home Owners Insurance
Condo / Tenants Insurance
Automobile Insurance
Personal Water Craft Insurance
Motorcycle Insurance
Recreational Use Vehicles Insurance
Business Insurance
Commercial Property Insurance
Manufacturing Insurance
Professional Liability
Errors and Omissions (E & O)
Directors and Officers (D & O)
Environmental
Construction Insurance
Contractor Equipment Insurance
Commercial Automobile Fleets
Builders Risks Insurance
Wrap Up Liability
Construction Bonds
Bid Bonds
Agreements to Bonds (Consents to Surety)
Performance Bonds
Labour and Material Payment Bonds
Supply Bonds
Maintenance Bonds
Getting Started Bond Kit
While there are many insurance brokers, there are select few brokers that specialize in surety. Because of its dedicated staff that is focused in this specialized area, Elm is best able to deliver to its contractor clients.
Michael Lanzillotta Intact Insurance Company
Working with the ELM Insurance team has been and will continue to be an absolute pleasure. With their vast experience and knowledge of the insurance industry, I feel that I am always pointed in the right direction.
David F. Aquino
Elm Insurance has been providing our company with exceptional all-encompassing commercial insurance services for 10+ years. In our experience with Elm, they have been extremely consistent, and very attentive to our individual...
Spencer Lavis Cambria Design Build
We have worked with ELM Insurance for the past two decades and we have had the benefit of working with their knowledgeable and helpful staff. Any and all insurance inquiries whether job specific or in general have been...
Daniel Aquino – President Aquicon Construction Co. Ltd.
I am writing to express our very positive assessment of ELM Insurance Brokers Inc. With multiple staff all knowledgeable and experienced in their fields of practice, they are consistently able to deliver the needed ...
Jim Lazenkas Manager, Specialty Solutions (Surety)
We established our relationship with Elm Insurance Brokers since SKYGRiD Construction was founded. We found early on that their approach in looking for solutions by being dedicated and creative, as well as their passion...
Fernando Tito President
I just wanted to send a note to say that I am continually impressed by the excellent service that ELM Insurance provides. Any time I have had questions or issues Matt and the team at ELM have been there to help quickly...
Mike Di Girolamo
Working alongside Elm Insurance during the process of attaining insurance has been such a pleasant experience. Elm insurance worked diligently towards finding out which policy best suited our business’s needs.
Antonio Ienco Co-Founder & Chair
It's been seven years since I started managing the working relationship with ELM Insurance Brokers and I can honestly say I am proud to have Lou, Naz, Matt and the rest of the staff as business partners.
Luis Mesia MBA, B.Eng., CIP Senior Account Executive-Ontario Region
It has been an absolute pleasure dealing with ELM insurance brokers! They always respond to our inquiries in a timely matter, they are always looking out for our best interests, and for the right product to match our needs.
Stephanie Roberti & Giovanni Rea
ELM’s team of professionals is committed to being solution and detail-oriented, earning them respect and loyalty from clients and the insurance industry. Travelers Canada is proud to have worked with ELM ...
Franco Rasetta Regional Underwriting Director, Contract Surety
ELM has been providing both personal and business insurance services, including construction bonding to Accel for over 4 years. Their level of service and attention to detail has made it a pleasure working with them.
Anthony Corsetti President
We have had the pleasure of working closely with ELM Insurance Brokers since the inception of Trisura in 2006. On a personal level however, I have been doing business with Lou Civichino and his family for over 25 years.
Mike George President & CEO
Working with ELM insurance was a great pleasure! My husband and I were looking into insurance for our first home and knew very little about insurance and what was needed. Our broker, Matthew Civichino was very knowledgeable...
Daniel & Leanne Greco
